New Jersey is home to 540 ZIP codes that serve 455 cities and towns across all 21 of the state's counties. Ranging from 07001 in Avenel to 08989 in Somerset, these ZIP codes cover everything from the bustling urban corridors near New York City and Philadelphia to the quiet beaches of the Jersey Shore and the rural farmlands of the Pine Barrens. Bergen and Monmouth counties lead the state with 50 ZIP codes each, highlighting the remarkable community density that makes New Jersey the most densely populated state in the nation. Whether you're mailing a letter to a small Cape May beach town or a high-rise in Jersey City, New Jersey's well-organized ZIP code system ensures efficient postal delivery across this geographically compact but incredibly diverse state.
New Jersey ZIP codes begin with prefixes ranging from 070 through 089, covering the state from north to south. The 070–079 prefixes generally serve the northern and central portions of the state, including the densely populated areas near New York City, while the 080–089 prefixes cover central and southern New Jersey, stretching from the Philadelphia suburbs to the Jersey Shore and Pine Barrens region.
Bergen and Monmouth counties are tied for the most ZIP codes in New Jersey with 50 each, reflecting Bergen County's dense suburban population across numerous small boroughs in the northeast corner of the state and Monmouth County's expansive geographic spread along the central Jersey Shore and its inland communities.
Quick facts
New Jersey was the first state to receive mail under the modern ZIP code system when it launched on July 1, 1963, with the very first ZIP code (00100) conceptually starting the numbering system on the East Coast — and NJ's codes beginning at 07001 (Avenel) make it one of the earliest in the national sequence.
Despite being the fourth-smallest state by area, New Jersey's 540 ZIP codes give it one of the highest ZIP code densities in the nation, a reflection of its status as the most densely populated U.S. state with over 1,200 people per square mile.
New Jersey's ZIP code system spans just two first-digit zones — 0 and 0 — making it one of the few states where every single ZIP code starts with the same digit (0), which historically designated the northeastern United States in the original postal scheme.
Frequently asked questions
What ZIP codes are in Newark, New Jersey?
Newark, New Jersey's largest city, is served by multiple ZIP codes ranging from 07101 to 07114, including commonly used codes such as 07102, 07103, 07104, 07105, 07106, 07107, 07108, and 07112. Several of these ZIP codes correspond to distinct neighborhoods within the city, while 07101 is primarily used for P.O. boxes in the downtown area.
How many ZIP codes does New Jersey have?
New Jersey has a total of 540 ZIP codes, spanning 21 counties and approximately 455 cities and towns. These ZIP codes range from 07001 in the north to 08989 in the central part of the state, providing comprehensive postal coverage for the most densely populated state in the U.S.
What do New Jersey ZIP codes start with?
All New Jersey ZIP codes start with the digit 0, using 20 different three-digit prefixes from 070 through 089. The prefixes 070–079 generally cover northern and parts of central New Jersey, while 080–089 serve central and southern New Jersey. This prefix system helps the USPS efficiently sort and route mail across the state's many municipalities.
Which county in New Jersey has the most ZIP codes?
Bergen County and Monmouth County are tied for the most ZIP codes in New Jersey, each containing 50 ZIP codes. Morris County follows closely with 43 ZIP codes. Bergen County's high count is due to its large number of small boroughs and municipalities in the northeastern part of the state, while Monmouth County's count reflects its extensive geographic area along the Jersey Shore and inland communities.
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Last updated April 2026
Demographics & statistics
9,226,682
Population
40.5
Median age
$105,259
Median household income
$51,021
Per capita income
$449,035
Median home value
$1,623
Median monthly rent
71.1%
Home ownership
7.9%
Poverty rate
6.0%
Unemployment
2,483,977
Housing units
43.4%
Bachelor's or higher
Age distribution
MaleFemale
264,873
Under 5
258,569
276,942
5–9
270,351
295,223
10–14
288,197
296,371
15–19
289,316
288,895
20–24
282,018
598,748
25–34
584,497
608,136
35–44
593,661
625,165
45–54
610,285
331,679
55–59
323,785
309,113
60–64
301,756
444,907
65–74
434,317
227,295
75–84
221,886
101,557
85+
99,140
← Male
Female →
Age summary
Group
Count
%
Under 18
2,012,695
20.7%
18 and over
7,213,987
79.3%
65 and over
1,529,102
18.6%
Median age
40.5 years
Race & ethnicity
White52.2%
Hispanic or Latino12.6%
Black or African American11.5%
Asian8.6%
Two or more races7.5%
Other race7.3%
American Indian / Alaska Native0.3%
Group
Count
%
White
5,512,088
52.2%
Hispanic or Latino
1,331,926
12.6%
Black or African American
1,211,506
11.5%
Asian
911,162
8.6%
Two or more races
791,545
7.5%
Other race
768,157
7.3%
American Indian / Alaska Native
29,670
0.3%
Household income
Under $10k3.5%
$10k–$15k2.4%
$15k–$25k4.6%
$25k–$35k5.1%
$35k–$50k7.5%
$50k–$75k13.0%
$75k–$100k11.7%
$100k–$150k18.5%
$150k–$200k12.3%
$200k+21.4%
Range
% of households
Under $10k
3.5%
$10k–$15k
2.4%
$15k–$25k
4.6%
$25k–$35k
5.1%
$35k–$50k
7.5%
$50k–$75k
13.0%
$75k–$100k
11.7%
$100k–$150k
18.5%
$150k–$200k
12.3%
$200k+
21.4%
Median income
$105,259
Housing
Home values
Under $50k2.4%
$50k–$100k2.4%
$100k–$150k3.9%
$150k–$200k6.2%
$200k–$300k17.8%
$300k–$500k32.4%
$500k–$1M27.5%
$1M+6.9%
Housing overview
Metric
Value
Median home value
$449,035
Median rent / month
$1,623
Owner occupied
71.1%
Renter occupied
28.9%
Vacant
8.2%
Single-family detached
63.6%
Large apartment buildings
8.4%
Mobile homes
1.2%
Median rooms
6.2
Avg household size (owned)
2.73
Year built
Era
%
2020 or later
0.3%
2010–2019
5.0%
2000–2009
8.7%
1990–1999
9.2%
1980–1989
11.5%
1970–1979
12.2%
1960–1969
12.9%
1950–1959
15.2%
1940–1949
6.9%
1939 or earlier
18.2%
Bedrooms
Size
% of units
No bedroom (studio)
2.1%
1 bedroom
11.5%
2 bedrooms
22.3%
3 bedrooms
34.9%
4 bedrooms
22.4%
5+ bedrooms
6.8%
Vehicles per household
Vehicles
% of households
No vehicle
8.1%
1 vehicle
30.9%
2 vehicles
39.0%
3 or more
22.0%
Heating fuel
Fuel type
%
Utility gas
70.1%
Electricity
13.3%
Propane / LP gas
3.2%
Fuel oil
11.3%
Wood
0.8%
Solar
0.2%
No fuel used
0.5%
Households & families
Household type
Count
%
Married-couple family
1,729,713
54.0%
Cohabiting couple
215,374
6.0%
Male householder, no spouse
551,605
15.1%
Female householder, no spouse
936,156
24.9%
Households with children under 18
1,085,979
31.0%
Households with seniors (65+)
1,101,595
34.1%
Average household size
2.63
Marital status
Status
Male
Female
Never married
34.5%
29.2%
Married
54.6%
50.2%
Separated
1.3%
1.6%
Widowed
2.5%
8.8%
Divorced
7.1%
10.1%
Education
Less than 9th grade3.6%
Some HS, no diploma4.3%
HS graduate25.9%
Some college, no degree15.8%
Associate's degree7.0%
Bachelor's degree26.1%
Graduate / professional17.4%
Metric
%
HS diploma or higher
92.1%
Bachelor's or higher
43.4%
School enrollment (ages 3–17)
Type
Count
%
Nursery / preschool
157,441
7.0%
Kindergarten
116,536
5.1%
Elementary school
897,916
39.4%
High school
481,971
22.3%
College / grad school
605,119
25.5%
Employment
Industry of employment
Education & healthcare23.8%
Professional & management14.0%
Retail trade10.5%
Finance & real estate8.6%
Manufacturing8.1%
Arts, food & hospitality7.2%
Construction6.5%
Transportation & utilities5.9%
Public administration4.7%
Other services4.3%
Wholesale trade3.1%
Information2.5%
Agriculture & mining0.5%
Occupation
Category
%
Management, business & arts
47.0%
Service
14.1%
Sales & office
20.9%
Natural resources & construction
7.4%
Production & transportation
10.3%
Employment type
Type
%
Private sector
79.6%
Government
14.7%
Self-employed
5.2%
Unpaid family workers
0.2%
Commute
Method
%
Drive alone
68.8%
Carpool
6.9%
Public transit
6.4%
Walk
2.1%
Other means
1.9%
Avg commute (minutes)
30.8
Poverty
All people7.9%
Under 18 years9.5%
18 and over7.3%
Married-couple families3.0%
Female-led households13.4%
Income support
Source
% of households
Social Security
33.3%
Retirement income
25.7%
Supplemental Security
4.3%
Cash public assistance
2.0%
Food stamps / SNAP
6.5%
Health indicators
Condition
%
High blood pressure
0.0%
High cholesterol
0.0%
Heart disease
5.6%
Stroke
2.6%
Asthma
9.2%
Arthritis
20.6%
Kidney disease
2.6%
Pulmonary disease
5.2%
Cancer
6.4%
Behavior / access
%
Binge drinking
17.1%
No physical activity
19.9%
Less than 7 hrs sleep
33.2%
Fair or poor health
11.4%
Poor mental health
13.3%
Poor physical health
8.4%
No health insurance
13.1%
Visited doctor (checkup)
75.1%
Visited dentist
67.7%
Cholesterol screening
0.0%
Teeth loss
10.6%
Veterans & disability
Veterans
Count
%
Civilian veterans
298,413
4.9%
Disability
%
Any disability
10.8%
Under 18
3.8%
18–64 years
8.1%
65 and over
29.2%
Health insurance coverage
Type
%
Private insurance
76.0%
Public insurance
31.5%
Uninsured under 19
3.2%
Language & origin
Language spoken at home (age 5+)
Language
Count
%
English only
8,703,240
94.8%
Spanish
1,072,267
9.0%
Other Indo-European
637,036
5.0%
Asian & Pacific Islander
234,279
2.0%
Other languages
157,485
1.6%
Place of birth & citizenship
Origin
Count
%
Native born (US)
7,083,764
81.9%
Born in same state
6,849,943
79.9%
Born in different state
4,737,331
55.4%
Foreign born
233,821
2.1%
Naturalized citizen
2,142,918
18.1%
Not a US citizen
1,237,112
63.0%
Ancestry
Ancestry
Count
%
Italian
1,151,240
12.5%
French
448,233
4.9%
Arab
307,141
3.3%
Irish
87,055
0.9%
English
70,932
0.8%
Ancestry
Count
%
Polish
37,990
0.4%
Norwegian
30,030
0.3%
German
18,400
0.2%
Dutch
15,008
0.2%
Technology access
Metric
% of households
Computer access
38.0%
Internet access
95.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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